I had previously received great advice and help from Christie Financial Planning Ltd. when I retired early in 2019 and therefore approached them again to clear up the “fog” covering my remaining pension plans as I approached my 65th birthday.
Darren contacted me and set up a zoom meeting so he could get a better idea of my needs and objectives. During the meeting he highlighted my options in a language that I could understand. He followed this up with more detailed information on my options along with some paperwork for me to complete and return on my attitude to risk.
After contacting my pension providers for up to date information and formulating his advice, Darren arranged another zoom meeting to discuss. Following the meeting, Darren forwarded me detailed written confirmation of his advice and what we discussed along with a note of the remaining steps that they/I should take.
Due to the assistance of Darren and his colleagues all the “fog” has cleared and I can see clear skies ahead.
I am more than happy to recommend Darren and his colleagues at Christie Financial Planning Ltd. to friends or anyone else for the advice and service provided to myself over the last couple of months.
Colin McTavish – 2022
We had an unfortunate experience with our last investment and felt it would be hard to think about investing again. It wasn’t an easy decision for us to dip our toes in the water again but after our initial conversations with Darren Watson, who explained where our last financial adviser let us down and why this wouldn’t happen on his watch, we felt it was worth exploring more.
Darren took time with us to go through all the avenues and aspects of where and how to invest again. He also helped us with pension advise and on basically every area of our financial life which we found invaluable!
We have now invested through Christie Financial Planning and feel comfortable with the decisions we have made and think that our money is in good hands! Darren has also made us feel we can contact him at any time if we have any concerns or questions which is reassuring as this was our biggest concern with our last adviser. As we have only invested in the past few months we cannot comment on any return for our money at present but Darren’s valuable pension advise has already saved us money.
I am sure we have made the right decision to invest with Christie FP and through Darren’s dedication and hard work to help us feel good about long term investment again, I would definitely recommend him and Christie FP to family and friends who are considering investing.
Jim and Joan Robertson – 2021
I’d just like to thank Darren Watson for everything he has done in helping me plan my future retirement. I didn’t have a clue what to do or where to start and I was guided from start to finish by his expertise. I am now looking forward to retiring earlier than I thought possible and to be honest without him looking at my pensions and finances I would never have thought it could be done.
I found that Darren took time to explain everything to me, the forms that were sent to me to sign were all clearly marked by his colleagues at Christie Financial Planning and our online meetings were very professional but friendly which made me feel at ease. I had full trust in Darren and Christie Financial Planning and I will certainly recommend them to family and friends.
Thank you once again.
Maureen McShane – 2021
Following the advice we received from our Financial Advisor (Darren Watson) we now have a clear picture of what our financial situation can be as we approach and move onto retirement. Having been talked through and shown by following the plan created for us retirement can and will be financially secure. This has given us peace of mind and removes all the guess work.
The overall service has been excellent and any questions or queries have been dealt with quickly and effectively. As a result we would be more than happy to recommend Christie Financial Planning Ltd to friends and family.
Jim Watkinson and Julie Plunkett – 2021
We were recommended Christie Financial Planning Limited by a trusted friend when looking into the possibility of retirement. Darren Watson was very thorough in gathering our information and listening to our hopes and plans. He presented to us extensive options of our retirement finances and gave us complete confidence in progressing towards retirement. We would thoroughly recommend Darren to friends and family.
Michael and Fiona – 2021
Having decided to explore the possibility of retirement I was recommended Christie Financial Planning Limited and introduced to Darren Watson. During these times of restrictions Darren was able to guide us through the process of creating a clear strategy for our pensions and investments going forward, through regular online meetings and telephone calls. I would have no hesitation in recommending Christie Financial Planning and Darren in particular for his patient, friendly manner and attention to detail, making a stressful process for us much easier.
Robert and June Dunlop – 2021
I want to say thank you so much to Darren Watson for helping me through the whole entire process of buying my first home. He has been a massive help (more than I can express) to not only me but my parents too who had a small part to play in the process. He made this really big step in my life a lot less stressful and always made sure I was up to date by organising zoom meetings which helped me feel more at ease. The zoom meetings were a great personal touch rather than emailing. I work strange and wonderful shifts but he still managed to work around that.
His advice was spot on every single time, making the whole process conveniently quicker for me to move in to my dream place. Even when we were knocked back the first time when attempting to receive the funds for my mortgage, he kept me optimistic and assured me that we would find another way- and did!
I will definitely be recommending him personally for the above reasons and so many more. And when the time comes to move on from my new property, I will certainly be getting in contact with him again myself.
I can’t thank Darren enough for his time and effort with me.
Meg Reilly – 2021
We can’t thank Darren Watson enough for his tremendous help guiding us through buying our first home, giving us great advice on everything from our mortgage, insurance, and government funding.
He was very professional, had great communication throughout the whole process, and had brilliant attention to detail when completing the applications for us. We would highly recommend Darren to others.
Jack Lucas and Louise Sinclair – 2021
Alasdair MacDougall became our financial adviser three years ago. At that time we were considering our retirement plans so it was important to us to have confidence in the advice that we were being provided with. Alasdair has always given us that confidence, providing sound advice in a professional and friendly manner. The whole team at Christie Financial Planning Ltd. provide a very efficient and professional service. We would whole heartedly recommend Alasdair and CFP to anyone requiring financial advice.
Jon and Cath Taysum – 2021
In 2017 I decided to take financial advice in considering whether to transfer pension benefits into a SIPP. I spoke with representatives from three different companies to get a feel for pathways forward and to help me make an objective choice. After meeting Alasdair MacDougall it was clear to me that I had found the right person to help me make good investment choices and to help me set up and manage my SIPP. Alasdair has a relaxed avuncular style about him which I immediately appreciated and which helped to reassure me of his trustworthiness. I hope to continue my relationship with Alasdair and Christie Financial Planning Ltd. into the years ahead.
Nigel Robinson – 2021
Alasdair MacDougall has been a great help over the years. I initially contacted him on the recommendations from many friends and colleagues. He helped with the transfer of my pension and has provided great advice and assistance since then. Alasdair and the team at Christie Financial Planning Ltd. are always quick to respond to any queries and thankfully give simple, straightforward explanations. I would happily recommend Alasdair and Christie Financial Planning to anyone seeking financial advice.
Steven Hughes – 2021
My dealings with Christie Financial Planning Ltd. have been solely through Alasdair MacDougall who was recommended by a colleague. I contacted Alasdair over 4 years ago when I was considering transferring my defined benefits pension to a private arrangement. This was the biggest financial decision of my life so far but Alasdair talked me through all the considerations and carried out due diligence and then oversaw the transfer smoothly. I meet Alasdair twice a year and have always found him to be pleasant and professional. During the turbulent economic times during the COVID-19 pandemic Alasdair has kept me reassured that my finances are being well looked after. He has provided weekly market updates whilst face to face meetings were not allowed.
I would have no hesitation in recommending, and indeed have a number of times, Christie Financial Planning Ltd. and Alasdair MacDougall.
John Evans – 2021
I was recommended Christie Financial Planning Ltd., and Alasdair MacDougall in particular, by a friend and colleague. I’ve not been disappointed. My experience of pension investments has coincided with one of the most turbulent financial periods in many people’s memories, but they have been a calm and assured presence throughout.
Right from the off I’ve been very impressed with their speed of actioning my wishes, and they have the rare skill of – if they say they’ll get back to you, they actually get back to you! Highly recommended.
Neil Jones – 2021
Alasdair MacDougall was recommended to me by a work colleague when I decided to seek information about coming out of my work pension plan and transferring the funds into a SIPP. He guided me through the process and we have had regular reviews since then when he has been happy to answer any questions or concerns I have had.
During the market plunge when COVID-19 struck Alasdair talked me through what was going on and gave me the reassurances about remaining invested, not easy at the time. This was good advice as my fund has performed well over the period making up those short term losses. The proof is in the pudding and I’d recommend Alasdair to others.
RK – 2021
Christie Financial Planning Ltd, and Darren Watson, provided me with very comprehensive pension and financial advice in 2019 and when my work and health situation changed again at the end of 2020 Darren was good enough to contact me to assist in any changes that might be needed. In the course of the conversation, we talked about a recent diagnosis I had been given and Darren approached my Critical Illness Insurers on my behalf. As a result I was able to make a claim on this Benefit, which I had initially dismissed as not being available.
This attention to detail and consideration by Darren has been an enormous help to me in organising my future and shows the level of professionalism and understanding of my situation that he and Christie Financial Planning Ltd provide to their customers. This is a company I would be happy to recommend to friends and family.
ER – 2021
Alasdair MacDougall has been my financial advisor for the last four years. He had been recommended to me by a friend and existing client and I have been very pleased with the professional and very friendly service he has provided. He has always been a good support, particularly when markets were bad at the beginning of the COVID crisis, which was very reassuring. I have found that Christie Financial Planning provide an excellent and personal service and would highly recommend them.
Adam Crawford – 2021
I can’t thank Darren Watson enough for the service and valuable information he has given me throughout this process. He has made it extremely easy to understand and any questions I had were answered in great detail. I will always continue to use Christie Financial Planning to look after my affairs.
Rene McCulloch – 2021
Alasdair MacDougall has been advising my wife and I for a number of years. Following an initial meeting, we were provided with a comprehensive report summarising our financial position and Alasdair helped us rationalise our pension savings.
We are very happy to have Alasdair as a financial advisor. He is helpful, easy to contact and always happy to give support and guidance. He keeps things simple and is very patient in explaining anything that requires clarification.
If you are looking for financial guidance, I have no hesitation in recommending Christie Financial Planning and Alasdair MacDougall.
Iain Low – 2021
I have known Alasdair MacDougall for a number of years now, and we have established a close personal working relationship. I can rely on him for the sound pension advice that he has provided me with, and the security that I need now that I am retired.
Alasdair is always available if I need him. He explains in clear terms what we are discussing both as regards pensions and other financial planning. He is very reliable in all aspects, and he will always follow up our meetings with a quick resume to ensure my complete understanding.
Beverley Collins – 2021
Many thanks to Darren for all the help he gave us regarding pension planning. We were very pleased for the in-depth consultations resulting in a very comprehensive report on our finances. This was very reassuring and gave a real insight on how to look forward and plan for retirement. To have this information available and in an easy to understand format was invaluable. Darren answered all the questions we had been thinking about for some time.
I would definitely recommend Christie Financial Planning as being a very professional and thorough company, working to the highest standards in their field. Particularly recommend Darren Watson’s services, paying attention to every detail, explaining the circumstances and then generating a plan that was easy to agree and put in place. Should have done this years ago.
George and Mary Gemmell – 2021
We are impressed with Darren’s attention to detail, his grasp of the intricacies of financial planning as well as his foresight in anticipating issues to be addressed. Everything was presented in a friendly and straightforward manner. In short we are well content with his service to us.
Alan and Mary Reid – 2021
We were happy with the way Darren dealt with our investment and think his response was both prompt and appropriate. We would recommend him to others.
Keith and Fiona Agnew – 2021
Paul has looked after our mother and father’s finances for many years including what has transpired to be some excellent advice on long term investment and preparing for all eventualities. Unfortunately we lost both of our parents over a 12 month period recently and only now can we realise the true value of the service that Christie Financial Planning had provided them both. Our parents’ estate had grown significantly in value over the years and it was also protected very efficiently from the burden of inheritance tax thanks to the policy structures put in place by Paul.
A special thank you has to be given to both Paul Christie and Sue Blaikie for their assistance at a time when we were faced with multiple forms to complete in order to claim on various life insurance policies. This was not intuitive paperwork to the uninitiated but was made very simple with the continual support from the office. Not only did Christie Financial Planning take excellent care of our parents’ investments in order for them to enjoy a long and happy retirement but they also provided a solid framework to protect them and ensure that their financial legacy would benefit the whole family in the future.
Ian, Jill and Donald Paterson – 2020
I approached Alasdair MacDougall of Christie Financial Planning on the recommendation of two of my oldest friends, who have been long term clients of his.
Following a change in personal circumstances, I had decided to get the many and various employment pension schemes and insurance policies that I had previously ignored into some sort of order. Alasdair and the team patiently went through them all, presented me with a complete analysis of each together with options moving forward. They did a huge amount of work and I am delighted with the results.
For the first time in too many years, I feel my finances are safe and invested properly. At all times Alasdair has carefully explained everything. I have no hesitation in recommending Alasdair and his team to anyone who might be seeking financial guidance and peace of mind.
Ken Gordon – 2020
We wanted to write to thank Darren Watson for the invaluable advice he has given us, which covered so many aspects, in fact, all of our financial decisions as we approached retirement. To name but a few of the areas he provided much welcomed advice on:
- Final payment of our mortgage and any potential associated implications.
- The provision of a complete Cash Flow model of income and expenditure in retirement, including a thorough explanation of this, and the logic behind his advice.
- Review and explanation of the flexibility of both our works’ pensions.
- Creation of an investment strategy to ensure these are best utilised to provide a secure future income whilst ensuring tax efficiency.
- Actual investment of funds to ensure the best possible medium to long-term benefits.
- Advice relating to all insurance policies currently held.
So many people make horrendous errors when trying to decipher the minefield of strategic investment and we are so grateful to Darren for taking this burden from us. He truly has the patience of a saint, answering all our questions and ensuring he was covering our financial requirements
Thank you again, and please be assured we would be more than happy to recommend yourself and Christie Financial Planning to anyone.
Jamie and Liz Quinn – 2020
My wife and I have entrusted our financial retirement incomes entirely to Alasdair MacDougall for recommendations, etc. To say that he was thorough and entirely professional is a huge understatement! We are absolutely delighted with the results, which we have adopted, wholesale. We would certainly have no hesitation in recommending Alasdair and his team to anyone who might be seeking financial guidance. Excellent service … thank you.
Alistair and Lynda Wilkie – 2020
Darren Watson provided excellent, sound advice for a complex situation. He provided reassuring, ongoing attention to the matter in hand, bringing things to a very satisfactory conclusion.
James Webster – 2020
I found Alasdair MacDougall and Christie Financial Planning Limited to be very professional. All the staff are helpful and friendly. I would not hesitate to recommend to a friend.
William Beresford – 2020
I would highly recommend both Darren Watson and Alasdair MacDougall of Christie Financial Planning Limited.
Darren provided a thorough service which met our financial planning needs. He did this in a way that built trust and made us feel secure in the knowledge that he was really putting our best interests at the forefront of his recommendations.
Alasdair also provides my pension advice and again this is of an exceptional standard. Providing security to my pension investment through the difficult periods is of vital importance to me and I feel this has been achieved through Christie FP and Alasdair’s advice.
In both cases knowing that Christie FP advisers are looking after my financial interests and needs is reassuring, especially through the difficult times.
Mark and Emma Levington – 2020
Following advice from colleagues I contacted Alasdair MacDougall for guidance around my employer’s pension and reinvesting into a SIPP. Alasdair, from our first meeting, has given us clear unambiguous advice helping me to make what I believe to be the right decisions for myself and my family. I have been very impressed with the level of communication from Alasdair and the Christie Financial Planning Team through the time they have been looking after my pension, especially during the recent Global Pandemic, where we have had weekly updates around the current global financial markets and predicted future trends. I would highly recommend Christie Finance Planning and Alasdair MacDougall to anyone looking for financial guidance.
Douglas and Fay Alexander – 2020
Christie Financial Planning Limited, and in particular Alasdair MacDougall, were recommended to us by a couple of people that we knew would have done some really in depth research and diligence before becoming clients. We have not been disappointed; Alasdair explains the complexities of our finances in terms that we can understand. He is always available for that extra question. The personal financial reviews and market news that we regularly receive have in depth detail whilst at the same time having clarity for those of us with less expertise!
Matthew and Vanessa Pearce – 2020
I contacted Alasdair MacDougall at Christie Financial Planning, having witnessed how efficiently he’d dealt with my late father’s estate and guided my mother patiently through the lengthy and complex process. Alasdair’s brief was to assess our finances and provide recommendations to support our early retirement and to make our savings work better for us. Alasdair was a pleasure to work with – professional, friendly, genuine and prompt to respond to our queries. All paperwork was handled very efficiently by a paraplanner. We were kept up to date throughout the process – which progressed effectively, despite being conducted remotely due to lock-down restrictions. In the end, we received a very thorough report, together with supporting documentation, which fully addressed our remit. I feel confident that our personal aspirations and best interests were kept at the forefront and am very satisfied with the financial plans we now have in place.
Lorna Stewart – 2020
All in all I would be happy to recommend any of my family and friends to contact Darren Watson to look after their investments or any other advice he could give.
Allan Linstead – 2020
We found Darren Watson’s advice helpful and informative. He was always on time – something we always appreciate, and our meetings were conducted in a friendly manner. We would have no issue recommending him to friends.
William and Ann Houston – 2019
As a first time property buyer, I had absolutely no idea what I was doing going into a very daunting process. Darren’s candour, patience and knowledge gave me an immediate assurance that I was in good hands stepping onto the property ladder for the first time. A very stressful task was made a lot easier by a feeling that I was being shielded from a lot of the jargon and that the lesser important details were being dealt with on my behalf.
I would highly recommend Darren and all at Christie Financial Planning as everything was very professional but relaxed, and nothing is ever too much work. Delighted with the service and help provided by all. Thank you very much.
Nik Chalmers – 2019
From my first meeting with Alasdair MacDougall it was clear that his in-depth knowledge far exceeded that of other financial advisers with whom I had spoken previously.
Financial services, I believe, is based on how good a professional relationship you have with your financial adviser. You have to trust them; you have to respect them; and, if truth be told, you have to like them as a person.
I transferred my business to Christie Financial Planning Limited when Alasdair moved there for all the reasons listed above. As well as the one-to-one service I have always received from Alasdair, I now benefit also from the fact that he is supported by a highly capable and motivated team.
Having no previous experience of financial planning, we needed someone we could trust to steer us through the minefield of planning for financial security in retirement. Alasdair did exactly that. He listened to my desires, expectations and attitude to risk, before formulating a plan that exceeded my original target. He is always available to offer advice and provide a calming influence when times are tough.
I would thoroughly recommend Alasdair and Christie Financial Planning Limited to anyone seeking sound financial advice from a company they can trust.
Ian and Elizabeth Wilson – 2019
I am happy to confirm that I was very satisfied with the assistance and advice provided by Darren Watson and the thoroughness of the information reported to me. I am pleased to have been able to have Darren act on my behalf and would certainly recommend the services of him and Christie Financial Planning Limited.
ER – 2019
Julie and I were both very happy with the service Darren Watson provided to us. He seems to be very knowledgeable and up to date with current investment options available. Clear and efficient communication too which is important to me whilst working in Angola.
I would definitely recommend him and Christie Financial Planning Limited.
Chae and Julie Thomson – 2019
My experience of Christie Financial Planning has been very positive. Alasdair MacDougall guided me through the process of transferring from an occupational pension scheme. Regular updates and reviews have kept me informed and gave me the confidence to, cautiously, amend my investments.
Doug Robertson – 2019
Over the last 3 years we have benefited from the sound advice and support of Alasdair MacDougall whose straight forward explanations have simplified the complexities of our financial planning. This is particularly important in the current uncertain climate and we remain confident that Alasdair has a clear understanding of our requirements. We will certainly continue to use his valued services and would have no hesitation in recommending Alasdair to others.
Donald and Elinor MacGillivray – 2019
I have been very pleased with the support that Darren Watson has provided and I have recommended his services to my colleagues. My wife and I look forward to seeing him at our next review.
Terence Savaridas – 2019
I have found Alasdair MacDougall extremely easy to work with and very efficient. I would have absolutely no problems recommending Christie Financial Planning to any of my friends and family. As a single parent, I have felt extremely reassured that the money invested has been done so for my benefit and I feel secure in the fact my eggs are not all in the one basket. Alasdair listened to what I needed and advised me to what I feel was the best investment for my personal circumstances, he did this with professionalism and made me feel at ease. After my divorce I was at a loss of what to do with pensions. I have been given clear and precise direction and I’m sure this will continue throughout. It may not be a lot of money but feel I have been treated equally and fairly and I receive regular updates. I cannot express my gratitude enough as I had not a clue where to go and what I should do.
Nadia Conway – 2019
Following large scale changes to the Pension rules and regulations I was looking to gather information to evaluate my families position. Alasdair MacDougall came highly recommended and all the information and product details provided have met our specific requirements. All fully explained with no pressure and all costs detailed up front! Always available to help, either at our house or at the office in central Glasgow. Would recommend to others.
Malcolm MacPherson – 2019
Christie Financial Planning Limited, and especially Darren Watson, are the reasons I have been able to retire early and be financially secure in my own home.
I would not hesitate to recommend Darren to help anyone with finances.
Darren, I would like to thank you personally for everything you did for my wife and I. Sorting out my pensions and answering our questions could not have been easy but you explained the process clear enough, even for me.
Barry and Jackie Sims – 2019
We have been very happy with the assistance Darren Watson has provided to us.
We have found that he has been attentive to our needs, “in tune” with our attitudes (e.g. our respective approaches to risk) and has always been well prepared for our meetings, as well as prompt and consistent in relation to follow-up actions. I should also record that we are happy with the “outcome”, as well as the “process”.
We are always a bit wary about “recommending to a friend” as the way such things work out is very dependent on the individual, but we would have no hesitation in saying that as far as we have been concerned, we are happy with the service provided.
John and Linda Livingstone – 2019
Christie Financial Planning Limited was recommended to us through family. While recommendations help when building trust in people to handle your financial future, it will never replace instinct. Darren’s professional demeanour, transparency and attention to detail completely put us at ease with handing over part of our savings for investment. This is our first foray into professional investing and it has been stress free so far thanks to Darren. We look forward to many years working together.
William and Lynsey McNeill – 2019
Darren Watson is a hardworking, enthusiastic individual who is courteous and accommodating. He communicated with us throughout the process of changing our mortgage rate and insurances and we can’t thank him enough for all his time and effort. He is knowledgeable, extremely professional and patient. He has excellent communication skills and it is evident Darren has a client centred approach. It is reassuring to know that a dedicated and intelligent individual is taking great care in their clients. I have already recommended Darren to friends and family and look forward to seeing him in the near future for other financial advice.
John McInall and Lyndsay Nicol – 2019
Darren, thank you for all your help and advise on releasing my health service pension and for our financial review. Your recommendations helped alleviate our cash flow position and reduce current expenditures. All the meetings were held in a professional manner and we were pleased to communicate in a friendly atmosphere.
Thomas and Valentina Ross – 2019
We wanted to write to express our sincere thanks for Darren’s invaluable advice relating to our financial options approaching retirement.
Thanks to his sound financial advice we have been able to make the most of all choices open to us which, I might add, to most of us is a minefield. These decisions included the best time to cash in our endowment policies allowing us to clear our mortgage, choosing retirement options best suited to our requirements, pulling together the hoard of information we have accumulated over the years relating to the mortgage, insurance policies (some of which we simply forgot we had), advising us which to retain and much more.
We are particularly grateful to Darren as he explained everything in great detail, advising us of the reasons behind his recommendations. He also had the patience of a saint with us and calmly answered the myriad of questions we asked.
We would be more than happy to recommend Christie Financial Planning to anyone.
Jamie and Liz Quinn – 2018
With regard to Darren Watson’s advice about topping up my ISA and his meetings with us, I would advise that we are very happy with the advice given and also with his communications to keep us in touch about how our investments are progressing.
We have seen a very smooth progression over the change from dealing with Norman Cowie to dealing with his good self. We are more than happy with the overall aspect in terms of Darren working with us and how Christie Financial Planning manages our investments.
In terms of recommending Darren to a friend, we would be more than happy to do this should that occasion arise.
John and Angela McVicar – 2018
Darren, I have found your help, particularly in respect of Jake’s care home planning, very reassuring. You were very thorough, understanding and supportive during this very difficult time for Jake and myself. I feel much more settled now, knowing how things can be funded when the time comes.
I also feel more secure with our general financial position because I know I can contact you at any time if I need advice or have any questions.
I would most definitely recommend you to friends and relatives and in fact, have already done so.
With thanks and kind regards.
Jess Chalmers – 2018
I had an interest only mortgage, but due to the bank discontinuing this style of mortgage I had to find an alternative. I was hoping not to have to downsize yet as I enjoy living in my home and feel safe and happy here.
I spoke about how I was feeling to Paul, my Financial Adviser, and he suggested I spoke with Darren Watson, a new adviser at Christie Financial Planning with experience in mortgages, about how I could achieve this.
Darren suggested Equity Release and he helped me enormously, listening to my doubts and worries about this big step. He found the perfect company for me, gave me his professional advice in a warm friendly way and I would have no hesitation in recommending Darren to any of my friends or to anyone with similar problems to mine.
Jennifer – 2018
I have known Alasdair MacDougall for a few years and approached him to help me when I moved my company pension into my SIPP after the pension freedoms.
From the outset, Alasdair was professional, honest and friendly, with a straight talking approach to my options and always offered me the best advise to ensure my SIPP is invested wisely and offers as much protection as can be possible.
Alasdair, as well as all the team at Christie Financial Planning Limited, are very approachable and are always available to help and answer any questions or queries that I have and deal with requests promptly, in a professional manner.
I feel very confident that Alasdair and the team are always monitoring my investments and ensuring that I get the best possible return. So much so that I have recommended Alasdair and the team to many of my colleagues and friends.
Joe McGlynn – 2018
During a rather stressful time following a sudden bereavement in September 2016, my investment company’s policy of telephone appointments to me became untenable.
Following a consultation with my Solicitor, the company of Christie Financial Planning Limited’s Senior Financial Planner, Alasdair McDougall, was recommended to me.
After my initial meeting with Alasdair, the reassurance that two meetings per year would be arranged at a local office was to my satisfaction.
My business has now been fully transferred to Christie Financial Planning Limited and any telephone calls or emails to their office have been promptly dealt with the same day.
Having taken that step forward I would certainly be happy to recommend Christie Financial Planning Limited.
Robina Whalen – 2018
Alasdair, after your recent update visit I think it is time that I thanked you officially for your straightforward approach to my finances when I was out of sorts after the death of my husband. It means a lot to know that my comparatively small investments are being looked after by someone who I know has my best interests at heart and who I now regard as a friend. Long may it continue.
Dorothy Macpherson – 2018
A colleague and friend highly recommended Christie Financial Planning Limited as they had taken advice regarding pension planning from Alasdair MacDougall. On turning 40 I decided to get my finances in order and called upon Alasdair for advice! He was extremely approachable and helpful, fully explaining my pension in simple terms and assessing my financial situation in order to come up with a sensible investment plan for the future. I would highly recommend Christie Financial Planning Limited to anyone who wants to take charge of their finances but has little knowledge of pensions and investment opportunities.
Dawn Edwards – 2018
Christie Financial Planning supported me with professional and person-centred advice at a critical point in my life and career. As someone with no experience of financial planning or understanding of the pensions minefield, I was signposted to Paul Christie who turned out to be a finance expert with a human touch. At all times Paul has advised, guided and suggested options, however I feel completely in control of my financial decisions and solutions are tailored to my personal circumstances. Based on my experience, it is my intention to see Paul and his team supporting me in the same way as my dentist and optician by having regular financial health checks. If like me, you are a testimonial sceptic, then don’t just take my word for it – go and find out for yourself and arrange an appointment which I guarantee will be a ‘no pressure, here is the advice, you decide’ affair.
David Morrison – 2017
I have been running my own Management Consultancy business for the last 15 years and throughout this period Alasdair MacDougall has been my personal financial advisor. As I am now a millionaire, on paper at least, due to his unstinting efforts on my behalf I would have no hesitation in recommending him to anyone else. He is also a very nice guy.
Neil Carlton – 2017
I was introduced to Alasdair MacDougall by a work colleague early in 2016, when I was considering taking the Cash Equivalent Transfer Value of my final salary pension scheme to reinvest. This has been the biggest financial decision of my life and Alasdair has provided clear, professional and easy to understand advice throughout the process. He has been approachable at all times and is always willing to discuss the performance of my investments and address any of my questions or concerns. I have complete trust in Alasdair and Christie Financial Planning Limited to safely manage my investments and maximise their returns well into the future.
Jim Young – 2017
I have known Alasdair for many years.
During my working career as a practising Chartered Accountant, I was involved in the provision of Financial Services and of Investment Business as part of that.
Latterly, and especially after the Banking Crisis, I was outsourcing nearly all my firm’s Investment Business work to specialist dedicated professional providers. In this context, I became much more regularly involved with Alasdair. In particular, in the year or so leading up to my retirement from practice in the autumn of 2015, I enlisted the professional services and expertise of Alasdair to advise on and arrange the transformation of my various Personal Pensions into a SIPP, the setting up and running of which has worked out very satisfactorily for me in my retirement. I could never have got this area of my finances as well organised and run as it is on my own!
Alasdair has also organised my own and my wife’s lower risk/mainly cash based savings through a very sound and efficient Platform, which has added to our peace of mind with regard to our present and future financial affairs.
We moved with Alasdair to Christie Financial Planning Limited and feel very confident with his chosen set–up and his impressive colleagues with regard to our Pension and Savings Investment business.
Vivian Clement – 2017
I am a solicitor in private practice. I have known Alasdair professionally for around twenty years. He manages my own portfolio. I have always found his advice, both written and verbal, to be clear, concise but also comprehensive. I have no hesitation, should the occasion arise, in referring to him clients who require financial advice.
J.M. – 2017
I have enjoyed working with Christie Financial Planning Limited for several reasons. Their printed plans are clear and easy to understand, laid out in a very visual way. The fact that my plan is clearly tailored to my needs and is regularly reviewed by a specialist team is reassuring, especially at such an unpredictable time.
Furthermore, my consultant, Alasdair MacDougall, provides regular, well-informed advice and guidance, and is happy to visit me at home which I find very convenient. The service provided makes me feel like a valued client rather than a number on a spreadsheet.
I am happy to recommend the organisation, its staff and the service it provides.
Linda Muir – 2017
Several years ago we were introduced to Paul by our solicitor regarding setting up a trust fund for two of our children. As retirement approached earlier this year I was faced with the opportunity to apply for a CETV on my company pension. From the success Paul had with my children’s funds, it was only natural to contact him and find out about the very important choice that had to be made with the pension.
From the first contact and subsequent meetings with Paul and his staff at the office, all my questions were clearly and expertly answered guiding me in the direction of the CETV. Paul and his colleagues took over all the paperwork and very efficiently completed the process, ending in a relatively stress free situation!
I would clearly recommend Paul to carryout any financial requirements, as he provides a high level of professionalism, but at the same time has a friendly and calming relationship with his clients. Looking forward to our six monthly meetings with you and the team!
Graeme and Paula Hamilton – 2017
I have known Alasdair for 20 years and have always been very happy with his service and support with my financial affairs.
James Gordon Robertson – 2017
For several years we managed our own investments. Our solicitor believed we could benefit from assistance in planning for our financial security in retirement and arranged a meeting with Paul. We found Paul to be informative, extremely competent with a professional approach. He answered all our questions over several meetings and provided recommendations regarding the re-structure of our Investment Portfolio to meet our personal circumstances. We agreed to proceed with the recommendations and are delighted with the result. Paul and his team instil trust and we are confident that our investments are in capable hands.
Mr and Mrs I. Coats – 2017
Xafinity SIPP/SSAS were approached by Paul Christie about a two-Director SIPP property purchase in February 2017 and after one client meeting, the SIPP Application forms and property information were submitted to our SIPP administration team. This SIPP and property purchase was a fast moving case and after a slowish start with the Environmental Screening Report, etc, the Joint SIPP was set up on 17th February 2017 and exactly one month later on 17th March, we managed to complete the property purchase. A 4-week turnaround for a new SIPP through to property purchase completion is an excellent achievement and as with all property purchases, there were some minor hurdles to overcome. In this case, Xafinity had a very supportive and co-operative IFA led by Paul Christie and Sue Blaikie of Christie Financial Planning Limited and with pro-active clients, a willing and supportive vendor, in addition to a good SIPP Solicitor, we all worked together to achieve the goal of purchasing the property in 4 weeks from the date the SIPP started.
Jeff Steedman, Head of Business Development, Xafinity SIPP & SASS – 2017
A couple of years ago, we were in need of advice on our financial matters, and we were introduced to Paul Christie by our solicitor. We arranged for Paul to come and see us in our home, and discussed our finances with him. We found him extremely understanding and patient, explaining things in words of one syllable for our benefit!
Since then, we have met at six-monthly intervals, and have been free to contact his office whenever we wanted. We have been delighted to see our portfolio rise in the short time we have been with him.
We have no hesitation whatsoever in recommending him as a financial advisor.
Sheila and Nazim Merchant – 2017
My late husband and I were introduced to Paul Christie by our accountant some ten years ago. We were immediately struck by Paul’s professionalism and warmth and his thoroughness in answering our questions and providing advice. Since Paul has been managing our investment portfolio, we have been very happy with the returns – even throughout these difficult economic times. He actively manages my investments and provides clear advice and recommendations, all the time cognisant of my attitude to risk. Paul was particularly supportive at the time of the death of my husband and handled all of my questions about the transfer of the investments with great patience. I find him very easy to talk to and extremely flexible about the location and timing of meetings. I also highly rate his team who are very responsive and easy to deal with. I have no hesitation in recommending Paul Christie and his team to others.
Bobbie Douglas – 2016
When my current portfolio dropped through the letter box last week it was eyed up with a feeling of “mmm is this going to be bad news due to Brexit?” Honestly I waited about an hour before I could bring myself to open it and read the contents slowly, whew, you can imagine my delight when I came to the final amount accrued, I was over the moon.
In just 2 years of investment you and your team have done an amazing job in producing my current value.
Thank you all so much for doing the hard work, you are top notch, and yes I know there could also be some lows with the highs.
Lastly, just love your Investment Newsletter, great reading, beautifully done in layout and print, as is the portfolios, it’s fairly easy for me to understand (albeit not all of it), so please keep your -“And finally…” as my particular favourite was the September 2015 issue, the Thanksgiving turkey was hilarious.
In all sincerity Paul I am very grateful for you taking me on board as a client as to your normal procedures, I definitely made the right choice investing with you and would have no hesitation in recommending you to others.
Thank you all so much.
Janette MacDonald – 2016
My husband and I have been with Paul for over twenty years and have watched as our portfolio has steadily grown. Paul is highly qualified and very personable but I have had occasion recently to contact the office when he has been unavailable. I was delighted with the response from his small team, who were well informed with my investments and dealt with my queries in a swift and professional manner.
We hope to have another twenty years with Christie Financial Planning and have no hesitation in recommending them!
Mrs Barbour – Montrose – 2016
Paul Christie was recommended to us nearly three years ago by our solicitor, when our previous financial adviser disappeared from the scene. We have been delighted with the friendly, personal, and professional service we have received from Paul and his team since then, supported by their excellent qualifications, knowledge, and modern technology.
After reviewing our investments and considering our particular situation and attitudes to risk, Paul rationalised and reorganised our financial portfolio which had developed in a somewhat haphazard way over the years previously, and we have seen the benefits of this change. With regular informative and entertaining newsletters and six monthly review meetings we are kept well informed, and feel secure that our financial affairs are in safe hands.
I would therefore have no hesitation in recommending Christie Financial Planning.
Dr & Mrs P Reynolds – 2015
I have been given advice by Paul and his team for the last 5 years. In that time he has re-organised my investments and pensions and I have seen their value grow at a greater rate than any time before. When I have any queries Paul or his colleagues respond within 24 hours. I feel my investments are in good hands with Christie Financial Planning and would recommend them without hesitation.
E.H – London – 2015
My retirement coincided with the financial ‘crash’, which was unnerving to say the least, but, I have been reassured over the years by the professional skills of Paul and his staff, the prompt acknowledgement of enquiries and the overall friendly, approachable nature of the firm.
‘Stirling Client’ – 2014
We have been with Christie Financial Planning for a number of years and have found them to be attentive to our individual needs. They take appropriate action, as and when required, to our complete satisfaction. We have no hesitation in recommending Paul and his friendly and efficient staff for financial advice.
Ronnie and Irene Glendinning – 2014
Christie Financial Planning has been providing us with financial management and advice since its inception 15 years ago. The company has excellent modern resources and the advice given is professional and well informed. A particular benefit is, as the company is small, Paul and his staff provide a very personal service geared to the needs of individual clients. Investments are continually monitored and there are regular twice yearly meetings with Paul. He and his staff are very approachable and throughout the year any questions are answered promptly and satisfactorily. I am happy to recommend Paul and Christie Financial Planning as a company which offers knowledgeable, experienced and personal service.
F M Osbourne – 2014
I am a Solicitor in private practice and I dealt with Christie Financial Planning for a number of years on behalf of clients. It was only in 2008 when my wife and I became increasingly concerned that we were not getting the help, support and advice from our then financial adviser, in particular in relation to pension funds, we considered making a move. While I knew Paul’s background my wife did not and a meeting was arranged in the privacy of our own home and having explained our dilemma to him we were both impressed not only by Paul’s depth of knowledge of the financial markets but also his breadth of experience and his training. We had an instant rapport with him, he made various suggestions culminating in the restructuring of our pension fund and we both look forward to our half yearly meetings with him to review the Portfolio and act on any advice which Paul gives. His interpretation of the markets and his advice has proven to be extremely good and the funds have continued to grow steadily and this without taking unnecessary risks and thus has given us the reassurance which at the very outset we both wanted. Paul has proved to be a very safe pair of hands and we are just so relieved that we had the courage of our convictions and made the switch in 2008. I have no hesitation in recommending Paul to anyone, including clients of mine, who require financial advice and who may be struggling to cope with the ever changing and complex financial markets.
Mr Austin Thomson – 2014
I was first introduced to Paul Christie while he still worked for another company and when I needed advice as I approached early retirement in the nineties (the twentieth century’s, not mine). When he told me that he was setting up Christie Financial Planning I had no hesitation in going along with him and have never regretted making that decision. I know that my affairs are in capable hands and that my interests have been well served throughout the years especially during those of financial turbulence. I have been kept well informed of developments and offered sound advice when it came to making choices. On the twice-yearly visits to his eyrie in West Nile Street he and his staff are most welcoming and I never feel I’m being treated as just another client. I know I am free to contact him whenever I have a concern. His commentaries on the market are entertaining as well as informative. I have cause to be most grateful to him for the way he has handled my affairs up to now and fully intend to stick with him for the duration.
Mr Ian F Milne – 2013
I met Paul Christie in 1991 when my accountant recommended him to be my financial adviser, so I was already a client when Christie Financial Planning Limited was set up. It has been a profitable relationship for me, throughout the various regulatory framework changes that government has imposed on the investment industry from time to time. If you want a jovial, personable, smartly dressed and polite fellow from whom to receive your advice, look no farther than Paul Christie. If you want an enthusiast who knows his subject and has no discernible interests outside investment, beyond angling for improbably large fish, look no further. What we do all need now is a man who has won all the certification necessary to be a truly independent financial adviser. His recommendations are with established, respectable fund managers, so you needn’t be looking to double your money by the weekend, but those first two investments of mine have risen 450% and 700% over 20 years. As my circumstances have altered over the years, I have accumulated ISAs, OEICs, pensions and life funds through Christie Financial Planning Limited, and will continue to do so.
Mr Marc Abbott – 2013
I have known Paul Christie for a number of years now. He was recommended by a client, and our initial consultation concerned the tidying up of my financial affairs. At our first meeting, I was very impressed with the service he could offer me and my business. His advice subsequently saved my business quite a considerable sum of money by restructuring the company pension fund. Not only did Christie Financial Planning Limited give me advice on my own personal investments, they also looked at the broader spectrum involving Inheritance Tax, tax implications and investments, and gave me very good advice about the restructuring of the wills for my late wife and myself, in conjunction with the family lawyer. The advice given about what we should do turned out to be very accurate and very beneficial. With regard to my own personal investments, the recommendations by Christie Financial Planning Limited have done very well considering the current financial climate. Whilst Christie Financial Planning Limited is a relatively small company, Paul and his staff have all the latest equipment required to provide a dedicated and up-to-date service. I would have no hesitation in recommending Paul and Christie Financial Planning Limited to anyone who is looking for an excellent and dedicated service, without having to be involved yourself, in looking after your own financial affairs and future.
Mr R.W. Black – 2013
I have been dealing with Paul Christie and Christie Financial Planning Limited for four years now. After my husband’s death, I was at a loss to know how to cope with all the financial business, as my husband had always dealt with everything. My lawyer recommended Paul and assured me that he was professional and approachable, and would do everything to help me in this matter. Since then, Paul has dealt with all aspects of my financial matters and I have been extremely satisfied and grateful for his help and hard work. His knowledge and advice have been greatly beneficial to me and I trust his good judgement. Paul has a very friendly and understanding approach to his clients, and has made my stressful situation much easier. Our regular meetings keep me informed and secure. I would have no problem in recommending Paul as a financial adviser to any of my friends and acquaintances, and hope our professional relationship continues for a very long time.
Mrs Elizabeth Young – 2013
It was a huge decision for us to move our investment portfolio to Christie Financial Planning Limited in 2008. However, we have been very happy with the results and have never regretted our decision. Although the world markets have been very difficult these past few years, we have still seen a steady return on our investments. We always look forward to our half-yearly meetings with Paul. He is like a breath of fresh air and manages to present our financial statements in a way that we can understand. He provides a highly professional service but with a personal touch. He has also helped give us the confidence to tackle life-changing decisions. Nothing is ever a problem for him, and any queries are dealt with on the day we contact him. His staff members are very pleasant and approachable and, like Paul, attend to any of our requests very promptly. We are pleased we moved our portfolio to Christie Financial Planning Limited and would certainly recommend their excellent service.
Mr and Mrs O. Watt – 2013
I am a retired medical practitioner and my wife is a retired nurse. For several years we tried to manage our financial affairs without professional help. We made several expensive errors. We were then introduced to a financial adviser who was associated with a well-known insurance company. Over a period, five separate advisers came and went and we were moved from one branch of the insurance company to another. This lack of continuity was disconcerting. In January 2010, on the recommendation of our family solicitor, we had a meeting with Paul Christie and were immediately attracted to the service he offered. After more than three years, we are extremely satisfied to have Christie Financial Planning Limited advising and organising our portfolio. We have confidence in the friendly, helpful and efficient staff who provide continuity and stability. We have regular meetings to discuss how our interests may best be served. Our portfolio is constantly monitored. Fees were established and agreed at the first meeting. Very gratifying financial results have ensued. We would have no hesitation in recommending Christie Financial Planning Limited to those who are daunted by the intricacies of the financial world.
Mr and Mrs R. Whitla – 2013