Christie Financial Planning supported me with professional and person-centred advice at a critical point in my life and career. As someone with no experience of financial planning or understanding of the pensions minefield, I was signposted to Paul Christie who turned out to be a finance expert with a human touch. At all times Paul has advised, guided and suggested options, however I feel completely in control of my financial decisions and solutions are tailored to my personal circumstances. Based on my experience, it is my intention to see Paul and his team supporting me in the same way as my dentist and optician by having regular financial health checks. If like me, you are a testimonial sceptic, then don’t just take my word for it – go and find out for yourself and arrange an appointment which I guarantee will be a ‘no pressure, here is the advice, you decide’ affair.
David Morrison – 2017
I have been running my own Management Consultancy business for the last 15 years and throughout this period Alasdair MacDougall has been my personal financial advisor. As I am now a millionaire, on paper at least, due to his unstinting efforts on my behalf I would have no hesitation in recommending him to anyone else. He is also a very nice guy.
Neil Carlton – 2017
I was introduced to Alasdair MacDougall by a work colleague early in 2016, when I was considering taking the Cash Equivalent Transfer Value of my final salary pension scheme to reinvest. This has been the biggest financial decision of my life and Alasdair has provided clear, professional and easy to understand advice throughout the process. He has been approachable at all times and is always willing to discuss the performance of my investments and address any of my questions or concerns. I have complete trust in Alasdair and Christie Financial Planning Limited to safely manage my investments and maximise their returns well into the future.
Jim Young – 2017
I have known Alasdair for many years.
During my working career as a practising Chartered Accountant, I was involved in the provision of Financial Services and of Investment Business as part of that.
Latterly, and especially after the Banking Crisis, I was outsourcing nearly all my firm’s Investment Business work to specialist dedicated professional providers. In this context, I became much more regularly involved with Alasdair. In particular, in the year or so leading up to my retirement from practice in the autumn of 2015, I enlisted the professional services and expertise of Alasdair to advise on and arrange the transformation of my various Personal Pensions into a SIPP, the setting up and running of which has worked out very satisfactorily for me in my retirement. I could never have got this area of my finances as well organised and run as it is on my own!
Alasdair has also organised my own and my wife’s lower risk/mainly cash based savings through a very sound and efficient Platform, which has added to our peace of mind with regard to our present and future financial affairs.
We moved with Alasdair to Christie Financial Planning Limited and feel very confident with his chosen set–up and his impressive colleagues with regard to our Pension and Savings Investment business.
Vivian Clement – 2017
I am a solicitor in private practice. I have known Alasdair professionally for around twenty years. He manages my own portfolio. I have always found his advice, both written and verbal, to be clear, concise but also comprehensive. I have no hesitation, should the occasion arise, in referring to him clients who require financial advice.
J.M. – 2017
I have enjoyed working with Christie Financial Planning Limited for several reasons. Their printed plans are clear and easy to understand, laid out in a very visual way. The fact that my plan is clearly tailored to my needs and is regularly reviewed by a specialist team is reassuring, especially at such an unpredictable time.
Furthermore, my consultant, Alasdair MacDougall, provides regular, well-informed advice and guidance, and is happy to visit me at home which I find very convenient. The service provided makes me feel like a valued client rather than a number on a spreadsheet.
I am happy to recommend the organisation, its staff and the service it provides.
Linda Muir – 2017
Several years ago we were introduced to Paul by our solicitor regarding setting up a trust fund for two of our children. As retirement approached earlier this year I was faced with the opportunity to apply for a CETV on my company pension. From the success Paul had with my children’s funds, it was only natural to contact him and find out about the very important choice that had to be made with the pension.
From the first contact and subsequent meetings with Paul and his staff at the office, all my questions
were clearly and expertly answered guiding me in the direction of the CETV. Paul and his collegues took over all the paperwork and very efficiently completed the process, ending in a relatively stress free situation!
I would clearly recommend Paul to carryout any financial requirements, as he provides a high level of professionalism, but at the same time has a friendly and calming relationship with his clients. Looking forward to our six monthly meetings with you and the team!
Graeme and Paula Hamilton – 2017
I have known Alasdair for 20 years and have always been very happy with his service and support with my financial affairs.
James Gordon Robertson – 2017
For several years we managed our own investments. Our solicitor believed we could benefit from assistance in planning for our financial security in retirement and arranged a meeting with Paul. We found Paul to be informative, extremely competent with a professional approach. He answered all our questions over several meetings and provided recommendations regarding the re-structure of our Investment Portfolio to meet our personal circumstances. We agreed to proceed with the recommendations and are delighted with the result. Paul and his team instil trust and we are confident that our investments are in capable hands.
Mr and Mrs I. Coats – 2017
Xafinity SIPP/SSAS were approached by Paul Christie about a two-Director SIPP property purchase in February 2017 and after one client meeting, the SIPP Application forms and property information were submitted to our SIPP administration team. This SIPP and property purchase was a fast moving case and after a slowish start with the Environmental Screening Report, etc, the Joint SIPP was set up on 17th February 2017 and exactly one month later on 17th March, we managed to complete the property purchase. A 4-week turnaround for a new SIPP through to property purchase completion is an excellent achievement and as with all property purchases, there were some minor hurdles to overcome. In this case, Xafinity had a very supportive and co-operative IFA led by Paul Christie and Sue Blaikie of Christie Financial Planning Limited and with pro-active clients, a willing and supportive vendor, in addition to a good SIPP Solicitor, we all worked together to achieve the goal of purchasing the property in 4 weeks from the date the SIPP started.
Jeff Steedman, Head of Business Development, Xafinity SIPP & SASS – 2017
A couple of years ago, we were in need of advice on our financial matters, and we were introduced to Paul Christie by our solicitor. We arranged for Paul to come and see us in our home, and discussed our finances with him. We found him extremely understanding and patient, explaining things in words of one syllable for our benefit!
Since then, we have met at six-monthly intervals, and have been free to contact his office whenever we wanted. We have been delighted to see our portfolio rise in the short time we have been with him.
We have no hesitation whatsoever in recommending him as a financial advisor.
Sheila and Nazim Merchant – 2017
My late husband and I were introduced to Paul Christie by our accountant some ten years ago. We were immediately struck by Paul’s professionalism and warmth and his thoroughness in answering our questions and providing advice. Since Paul has been managing our investment portfolio, we have been very happy with the returns – even throughout these difficult economic times. He actively manages my investments and provides clear advice and recommendations, all the time cognisant of my attitude to risk. Paul was particularly supportive at the time of the death of my husband and handled all of my questions about the transfer of the investments with great patience. I find him very easy to talk to and extremely flexible about the location and timing of meetings. I also highly rate his team who are very responsive and easy to deal with. I have no hesitation in recommending Paul Christie and his team to others.
Bobbie Douglas – 2016
When my current portfolio dropped through the letter box last week it was eyed up with a feeling of “mmm is this going to be bad news due to Brexit?” Honestly I waited about an hour before I could bring myself to open it and read the contents slowly, whew, you can imagine my delight when I came to the final amount accrued, I was over the moon.
In just 2 years of investment you and your team have done an amazing job in producing my current value.
Thank you all so much for doing the hard work, you are top notch, and yes I know there could also be some lows with the highs.
Lastly, just love your Investment Newsletter, great reading, beautifully done in layout and print, as is the portfolios, it’s fairly easy for me to understand (albeit not all of it), so please keep your -“And finally…” as my particular favourite was the September 2015 issue, the Thanksgiving turkey was hilarious.
In all sincerity Paul I am very grateful for you taking me on board as a client as to your normal procedures, I definitely made the right choice investing with you and would have no hesitation in recommending you to others.
Thank you all so much.
Janette MacDonald – 2016
My husband and I have been with Paul for over twenty years and have watched as our portfolio has steadily grown. Paul is highly qualified and very personable but I have had occasion recently to contact the office when he has been unavailable. I was delighted with the response from his small team, who were well informed with my investments and dealt with my queries in a swift and professional manner.
We hope to have another twenty years with Christie Financial Planning and have no hesitation in recommending them!
Mrs Barbour – Montrose – 2016
Paul Christie was recommended to us nearly three years ago by our solicitor, when our previous financial adviser disappeared from the scene. We have been delighted with the friendly, personal, and professional service we have received from Paul and his team since then, supported by their excellent qualifications, knowledge, and modern technology.
After reviewing our investments and considering our particular situation and attitudes to risk, Paul rationalised and reorganised our financial portfolio which had developed in a somewhat haphazard way over the years previously, and we have seen the benefits of this change. With regular informative and entertaining newsletters and six monthly review meetings we are kept well informed, and feel secure that our financial affairs are in safe hands.
I would therefore have no hesitation in recommending Christie Financial Planning.
Dr & Mrs P Reynolds – 2015
I have been given advice by Paul and his team for the last 5 years. In that time he has re-organised my investments and pensions and I have seen their value grow at a greater rate than any time before. When I have any queries Paul or his colleagues respond within 24 hours. I feel my investments are in good hands with Christie Financial Planning and would recommend them without hesitation.
E.H – London – 2015
My retirement coincided with the financial ‘crash’, which was unnerving to say the least, but, I have been reassured over the years by the professional skills of Paul and his staff, the prompt acknowledgement of enquiries and the overall friendly, approachable nature of the firm.
‘Stirling Client’ – 2014
We have been with Christie Financial Planning for a number of years and have found them to be attentive to our individual needs. They take appropriate action, as and when required, to our complete satisfaction. We have no hesitation in recommending Paul and his friendly and efficient staff for financial advice.
Ronnie and Irene Glendinning – 2014
Christie Financial Planning has been providing us with financial management and advice since its inception 15 years ago. The company has excellent modern resources and the advice given is professional and well informed. A particular benefit is, as the company is small, Paul and his staff provide a very personal service geared to the needs of individual clients. Investments are continually monitored and there are regular twice yearly meetings with Paul. He and his staff are very approachable and throughout the year any questions are answered promptly and satisfactorily. I am happy to recommend Paul and Christie Financial Planning as a company which offers knowledgeable, experienced and personal service.
F M Osbourne – 2014
I am a Solicitor in private practice and I dealt with Christie Financial Planning for a number of years on behalf of clients. It was only in 2008 when my wife and I became increasingly concerned that we were not getting the help, support and advice from our then financial adviser, in particular in relation to pension funds, we considered making a move. While I knew Paul’s background my wife did not and a meeting was arranged in the privacy of our own home and having explained our dilemma to him we were both impressed not only by Paul’s depth of knowledge of the financial markets but also his breadth of experience and his training. We had an instant rapport with him, he made various suggestions culminating in the restructuring of our pension fund and we both look forward to our half yearly meetings with him to review the Portfolio and act on any advice which Paul gives. His interpretation of the markets and his advice has proven to be extremely good and the funds have continued to grow steadily and this without taking unnecessary risks and thus has given us the reassurance which at the very outset we both wanted. Paul has proved to be a very safe pair of hands and we are just so relieved that we had the courage of our convictions and made the switch in 2008. I have no hesitation in recommending Paul to anyone, including clients of mine, who require financial advice and who may be struggling to cope with the ever changing and complex financial markets.
Mr Austin Thomson – 2014
I was first introduced to Paul Christie while he still worked for another company and when I needed advice as I approached early retirement in the nineties (the twentieth century’s, not mine). When he told me that he was setting up Christie Financial Planning I had no hesitation in going along with him and have never regretted making that decision. I know that my affairs are in capable hands and that my interests have been well served throughout the years especially during those of financial turbulence. I have been kept well informed of developments and offered sound advice when it came to making choices. On the twice-yearly visits to his eyrie in West Nile Street he and his staff are most welcoming and I never feel I’m being treated as just another client. I know I am free to contact him whenever I have a concern. His commentaries on the market are entertaining as well as informative. I have cause to be most grateful to him for the way he has handled my affairs up to now and fully intend to stick with him for the duration.
Mr Ian F Milne – 2013
I met Paul Christie in 1991 when my accountant recommended him to be my financial adviser, so I was already a client when Christie Financial Planning Limited was set up. It has been a profitable relationship for me, throughout the various regulatory framework changes that government has imposed on the investment industry from time to time. If you want a jovial, personable, smartly dressed and polite fellow from whom to receive your advice, look no farther than Paul Christie. If you want an enthusiast who knows his subject and has no discernible interests outside investment, beyond angling for improbably large fish, look no further. What we do all need now is a man who has won all the certification necessary to be a truly independent financial adviser. His recommendations are with established, respectable fund managers, so you needn’t be looking to double your money by the weekend, but those first two investments of mine have risen 450% and 700% over 20 years. As my circumstances have altered over the years, I have accumulated ISAs, OEICs, pensions and life funds through Christie Financial Planning Limited, and will continue to do so.
Mr Marc Abbott – 2013
I have known Paul Christie for a number of years now. He was recommended by a client, and our initial consultation concerned the tidying up of my financial affairs. At our first meeting, I was very impressed with the service he could offer me and my business. His advice subsequently saved my business quite a considerable sum of money by restructuring the company pension fund. Not only did Christie Financial Planning Limited give me advice on my own personal investments, they also looked at the broader spectrum involving Inheritance Tax, tax implications and investments, and gave me very good advice about the restructuring of the wills for my late wife and myself, in conjunction with the family lawyer. The advice given about what we should do turned out to be very accurate and very beneficial. With regard to my own personal investments, the recommendations by Christie Financial Planning Limited have done very well considering the current financial climate. Whilst Christie Financial Planning Limited is a relatively small company, Paul and his staff have all the latest equipment required to provide a dedicated and up-to-date service. I would have no hesitation in recommending Paul and Christie Financial Planning Limited to anyone who is looking for an excellent and dedicated service, without having to be involved yourself, in looking after your own financial affairs and future.
Mr R.W. Black – 2013
I have been dealing with Paul Christie and Christie Financial Planning Limited for four years now. After my husband’s death, I was at a loss to know how to cope with all the financial business, as my husband had always dealt with everything. My lawyer recommended Paul and assured me that he was professional and approachable, and would do everything to help me in this matter. Since then, Paul has dealt with all aspects of my financial matters and I have been extremely satisfied and grateful for his help and hard work. His knowledge and advice have been greatly beneficial to me and I trust his good judgement. Paul has a very friendly and understanding approach to his clients, and has made my stressful situation much easier. Our regular meetings keep me informed and secure. I would have no problem in recommending Paul as a financial adviser to any of my friends and acquaintances, and hope our professional relationship continues for a very long time.
Mrs Elizabeth Young – 2013
It was a huge decision for us to move our investment portfolio to Christie Financial Planning Limited in 2008. However, we have been very happy with the results and have never regretted our decision. Although the world markets have been very difficult these past few years, we have still seen a steady return on our investments. We always look forward to our half-yearly meetings with Paul. He is like a breath of fresh air and manages to present our financial statements in a way that we can understand. He provides a highly professional service but with a personal touch. He has also helped give us the confidence to tackle life-changing decisions. Nothing is ever a problem for him, and any queries are dealt with on the day we contact him. His staff members are very pleasant and approachable and, like Paul, attend to any of our requests very promptly. We are pleased we moved our portfolio to Christie Financial Planning Limited and would certainly recommend their excellent service.
Mr and Mrs O. Watt – 2013
I am a retired medical practitioner and my wife is a retired nurse. For several years we tried to manage our financial affairs without professional help. We made several expensive errors. We were then introduced to a financial adviser who was associated with a well-known insurance company. Over a period, five separate advisers came and went and we were moved from one branch of the insurance company to another. This lack of continuity was disconcerting. In January 2010, on the recommendation of our family solicitor, we had a meeting with Paul Christie and were immediately attracted to the service he offered. After more than three years, we are extremely satisfied to have Christie Financial Planning Limited advising and organising our portfolio. We have confidence in the friendly, helpful and efficient staff who provide continuity and stability. We have regular meetings to discuss how our interests may best be served. Our portfolio is constantly monitored. Fees were established and agreed at the first meeting. Very gratifying financial results have ensued. We would have no hesitation in recommending Christie Financial Planning Limited to those who are daunted by the intricacies of the financial world.
Mr and Mrs R. Whitla – 2013